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  1. 5 Costly Mistakes Home Buyers Make.

    Mistake #1Not knowing what they can afford before making an offer.

    The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free.

    Mistake #2Not knowing who the agent represents.

    Unless an agent is working as your buyer representative, they represent the seller. Many people don't realize this.

    Mistake #3Choosing the wrong mortgage.

    A bad mortgage can cost you thousands in taxes and interest. Consult an accountant before you choose your mortgage.

    Mistake #4Not finding problems with the home before buying it.

    You should always have a professional inspector look at the home before buying it, otherwise you could be looking at huge repair costs later on. Read this guide to avoiding a money pit.

    Mistake #5Not understanding how their credit can impact their ability to purchase or refinance a home.

    Get a mortgage professional to help you go over and prepare your credit file before you buy a home.

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